Managing my Files

Managing my important files has always been a bit of a challenge for me, but recently (actually the last few years) we are blessed with online cloud storage by multiple providers and now we can store all our files online and don’t have to worry about backups ever again. Then I have files that I would like to keep, but not to worried about losing the files, for example all my MP3s and music files that I converted from my CDs to harddrive. This takes a lot of space and took my many hours to convert, but if my hard-drive plans to go to hell, at least I still have the originals CDs and spend a few hours to convert to MP3 again.

Important files for online storage

The total amount of storage online is very limited for all the free accounts, and you might get between 1GB to 10GB free space on your free account. The major cloud storage players that I like to use is:

First I was introduced to Dropbox and this this is still my best online storage app, so I would suggest starting with Dropbox.

You can buy additional space if required, with some using a monthly subscription fee and others a yearly fee. Continue reading


Managing your Personal Budget On-line

To take control of your personal finances you need to have a clear view of what you get in and what you spend.

Online budget by ZAllison.com

Online budget

So I have always been keeping track of my income vs. my monthly expenses to make sure I don’t fall into a big hole of debt that I can’t get out of. I started out using a excel spreadsheet and works great, but the last year I have converted my personal budget to google docs and changed a lot to make it easy understand and update. So with my iPhone I can connect to this google docs spreadsheet and update my spending as and when it happens. This allows me to understand what I spend my money on and where I can change my habits to save more each month.

I have consolidated all my accounts into 1 account which I use to receive my income into and do all my spending from. This make is very simple to keep track of my current balance and wont stugle to see if I have a possible problem with overspending via multiple cards and accounts.

This spreadsheet is so useful to me I thought I publish it online for anyone to copy (File -> Make a copy…) and use for yourself, for free!! If you have any good change suggestion that might make it easier to use or just a bit better, please leave comments and I will add the changes into my published spreadsheet. Some things to help you get started: Continue reading